{"id":35,"date":"2021-04-16T08:33:40","date_gmt":"2021-04-16T08:33:40","guid":{"rendered":"https:\/\/www.loan4fauji.com\/blog\/?p=35"},"modified":"2024-04-02T17:41:58","modified_gmt":"2024-04-02T17:41:58","slug":"itr-for-defence-personnel","status":"publish","type":"post","link":"https:\/\/www.loan4fauji.com\/blog\/itr-for-defence-personnel\/","title":{"rendered":"ITR For Defence Personnel"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_80 counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.loan4fauji.com\/blog\/itr-for-defence-personnel\/#ITR_For_Defence_Personnel_%E2%80%93_ITR_Filing_Forms\" >ITR For Defence Personnel &#8211; ITR Filing Forms<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.loan4fauji.com\/blog\/itr-for-defence-personnel\/#ITR_For_Defence_Personnel_%E2%80%93_All_the_Income_Tax_Deductions\" >ITR For Defence Personnel &#8211; All the Income Tax Deductions<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.loan4fauji.com\/blog\/itr-for-defence-personnel\/#1_Section_80_C_Deductions_on_Investments\" >1. Section 80 C (Deductions on Investments)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.loan4fauji.com\/blog\/itr-for-defence-personnel\/#2_Section_80_CCC_Deduction_for_a_premium_paid_for_Annuity_plan_of_LIC_or_other_Insurer\" >2.  Section 80 CCC (Deduction for a premium paid for Annuity plan of LIC or other Insurer)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.loan4fauji.com\/blog\/itr-for-defence-personnel\/#3_Section_80_CCD_Deduction_for_contribution_to_Pension_Account\" >3.  Section 80 CCD (Deduction for contribution to Pension Account)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.loan4fauji.com\/blog\/itr-for-defence-personnel\/#4_Section_80_TTA_Deduction_from_Gross_Total_Income_for_Interest_on_Saving_Bank_Account\" >4.  Section 80 TTA (Deduction from Gross Total Income for Interest on Saving Bank Account)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.loan4fauji.com\/blog\/itr-for-defence-personnel\/#5_Section_80_GG_Deduction_from_Home_Rent_Paid_where_HRA_is_not_received\" >5.  Section 80 GG (Deduction from Home Rent Paid where HRA is not received)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.loan4fauji.com\/blog\/itr-for-defence-personnel\/#6_Section_80_E_Deduction_for_Interest_on_Education_Loan_for_Higher_Studies\" >6. Section 80 E (Deduction for Interest on Education Loan for Higher Studies)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.loan4fauji.com\/blog\/itr-for-defence-personnel\/#7_Section_80_D_Deduction_for_the_premium_paid_for_Medical_Insurance\" >7. Section 80 D (Deduction for the premium paid for Medical Insurance)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/www.loan4fauji.com\/blog\/itr-for-defence-personnel\/#8_Section_80DD_Deduction_for_Rehabilitation_of_Handicapped_Dependent_Relative\" >8. Section 80DD (Deduction for Rehabilitation of Handicapped Dependent Relative)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/www.loan4fauji.com\/blog\/itr-for-defence-personnel\/#9_Section_80_DDB_Deduction_for_Medical_Expenditure_on_Self_or_Dependent_Relative\" >9. Section 80 DDB (Deduction for Medical Expenditure on Self or Dependent Relative)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/www.loan4fauji.com\/blog\/itr-for-defence-personnel\/#10_Section_80_U_Deduction_for_person_suffering_from_physical_disability\" >10. Section 80 U (Deduction for person suffering from physical disability)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/www.loan4fauji.com\/blog\/itr-for-defence-personnel\/#11_Section_80_G_Deduction_for_donations_towards_Social_Causes\" >11. Section 80 G (Deduction for donations towards Social Causes)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/www.loan4fauji.com\/blog\/itr-for-defence-personnel\/#12_Section_80_GGC_Deduction_on_Contribution_given_by_any_person_to_Political_Parties\" >12. Section 80 GGC (Deduction on Contribution given by any person to Political Parties)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/www.loan4fauji.com\/blog\/itr-for-defence-personnel\/#13_Section_80_RRB_Deduction_with_respect_to_any_income_by_way_of_Royalty_of_a_Patent\" >13. Section 80 RRB (Deduction with respect to any income by way of Royalty of a Patent)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/www.loan4fauji.com\/blog\/itr-for-defence-personnel\/#14_Section_80_TTB_Deduction_of_Interest_on_Deposits_for_Senior_Citizens\" >14. Section 80 TTB (Deduction of Interest on Deposits for Senior Citizens)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/www.loan4fauji.com\/blog\/itr-for-defence-personnel\/#To_File_ITR_For_Defence_Personnel_Below_is_the_Link\" >To File ITR For Defence Personnel Below is the Link:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/www.loan4fauji.com\/blog\/itr-for-defence-personnel\/#To_File_ITR_For_Defence_Personnel_%E2%80%93_Whatsapp_Us_Below\" >To File ITR For Defence Personnel &#8211; Whatsapp Us Below:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/www.loan4fauji.com\/blog\/itr-for-defence-personnel\/#To_File_ITR_For_Defence_Personnel_%E2%80%93_The_Following_is_the_Link_for_ITR_Official_Website\" >To File ITR For Defence Personnel &#8211; The Following is the Link for ITR Official Website:-<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/www.loan4fauji.com\/blog\/itr-for-defence-personnel\/#ITR_For_Defence_Personnel_%E2%80%93_Frequently_Asked_Questions_FAQs\" >ITR For Defence Personnel &#8211; Frequently Asked Questions (FAQs)<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/www.loan4fauji.com\/blog\/itr-for-defence-personnel\/#Defence_personnel_ke_liye_ITR_file_karna_zaroori_hai\" >Defence personnel ke liye ITR file karna zaroori hai?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/www.loan4fauji.com\/blog\/itr-for-defence-personnel\/#ITR_file_karne_ke_liye_kya_documents_ki_zaroorat_hai\" >ITR file karne ke liye kya documents ki zaroorat hai?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-23\" href=\"https:\/\/www.loan4fauji.com\/blog\/itr-for-defence-personnel\/#Defence_personnel_ke_liye_ITR_file_karne_ka_process_kya_hai\" >Defence personnel ke liye ITR file karne ka process kya hai?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-24\" href=\"https:\/\/www.loan4fauji.com\/blog\/itr-for-defence-personnel\/#Defence_personnel_ke_liye_ITR_file_karne_se_kya_fayda_hai\" >Defence personnel ke liye ITR file karne se kya fayda hai?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-25\" href=\"https:\/\/www.loan4fauji.com\/blog\/itr-for-defence-personnel\/#Defence_personnel_ke_liye_ITR_file_karne_mein_koi_special_concessions_hote_hai\" >Defence personnel ke liye ITR file karne mein koi special concessions hote hai?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-26\" href=\"https:\/\/www.loan4fauji.com\/blog\/itr-for-defence-personnel\/#ITR_For_Defence_Personnel_Video\" >ITR For Defence Personnel: Video<\/a><\/li><\/ul><\/nav><\/div>\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large\"><img decoding=\"async\" sizes=\"(max-width: 1024px) 100vw, 1024px\" src=\"https:\/\/www.loan4fauji.com\/blog\/wp-content\/uploads\/2023\/03\/ITR-For-Defence-Personnel-1024x576.jpg\" alt=\"ITR For Defence Personnel \" class=\"wp-image-1121\" title=\"\"><figcaption class=\"wp-element-caption\"><strong><em>ITR For Defence Personnel <\/em><\/strong><\/figcaption><\/figure>\n<\/div>\n\n\n<p style=\"font-size:18px\">ITR For Defence Personnel &#8211; <strong>We Loan4fauji.com provides Income Tax Return (ITR) filing services for all <\/strong>Defence Personnel i.e. (Indian Army, Indian Navy &amp; Indian Airforce), Paramilitary Soldiers i.e (CISF, CRPF, ITBP, SSB, BSF, Indian Coast Guard &amp; Assam Riles) &amp; Ex-servicemen. <\/p>\n\n\n\n<p style=\"font-size:18px\">It is a completely online process wherein soldiers don\u2019t need to go anywhere, they just need to upload the required documents and then our team of qualified CA\u2019s will evaluate &amp; file accurate ITR according to the information you provide <strong>at the earliest<\/strong>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"ITR_For_Defence_Personnel_%E2%80%93_ITR_Filing_Forms\"><\/span>ITR For Defence Personnel &#8211; ITR Filing Forms<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>In India, the income tax return form to be used depends on the nature and amount of income earned during the financial year. Below are the commonly used forms:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>ITR-1: Also known as Sahaj, this form is for individuals who have income up to Rs. 50 lakhs and have income from salary, house property, and other sources such as interest income and pension. This form is generally used for ITR Filing for defence personnel<\/li>\n\n\n\n<li>ITR-2: This form is for individuals and Hindu Undivided Families (HUFs) who have income from salary, house property, capital gains, and other sources except for business or profession.<\/li>\n\n\n\n<li>ITR-3: This form is for individuals and HUFs who have income from business or profession.<\/li>\n\n\n\n<li>ITR-4: Also known as Sugam, this form is for individuals, HUFs, and partnership firms who have presumptive income from business or profession.<\/li>\n\n\n\n<li>ITR-5: This form is for LLPs (Limited Liability Partnerships), Association of Persons (AOPs), and Body of Individuals (BOIs).<\/li>\n\n\n\n<li>ITR-6: This form is for companies other than those claiming exemption under section 11 of the Income Tax Act.<\/li>\n\n\n\n<li>ITR-7: This form is for persons including companies who are required to furnish returns under section 139(4A) or section 139(4B) or section 139(4C) or section 139(4D) of the Income Tax Act.<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"ITR_For_Defence_Personnel_%E2%80%93_All_the_Income_Tax_Deductions\"><\/span>ITR For Defence Personnel &#8211; All the Income Tax Deductions<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"1_Section_80_C_Deductions_on_Investments\"><\/span>1. Section 80 C (Deductions on Investments)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p style=\"font-size:18px\">There are various deductions a taxpayer can claim from his total income which would bring down his taxable income and thereby reduce his tax outgo.<\/p>\n\n\n\n<p style=\"font-size:18px\">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Under Section 80 C, a deduction of Rs 1,50,000 can be claim from your total income. In simple terms, you can reduce upto Rs 1,50,000 from your total taxable income through section 80 C. This deduction is allowed to an individual or a HUF. A maximum of Rs 1,50,000 can be claimed for the FY 2020-21.<\/p>\n\n\n\n<p style=\"font-size:18px\">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; If you have paid excess taxes, but have invested in LIC, PPF , Mediclaim incurred towards tuition fees etc and have missed claiming a deduction of the same under 80 C, you can file your Income Tax Return claiming these deductions and get a refund of excess taxes paid.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-medium-font-size\"><span class=\"ez-toc-section\" id=\"2_Section_80_CCC_Deduction_for_a_premium_paid_for_Annuity_plan_of_LIC_or_other_Insurer\"><\/span><strong>2.  Section 80 CCC (Deduction for a premium paid for Annuity plan of LIC or other Insurer)<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p style=\"font-size:18px\">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; This section provides a deduction to an individual for any amount paid or deposited in any annuity plan of LIC or any other insurer. The plan must be for receiving a pension from a fund referred to in section 10 (23 AAB). Pension received from the annuity or amount received upon surrender of the annuity including interest or bonus accrued on the annuity is taxable in the year of receipt.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-medium-font-size\"><span class=\"ez-toc-section\" id=\"3_Section_80_CCD_Deduction_for_contribution_to_Pension_Account\"><\/span>3.  Section 80 CCD (Deduction for contribution to Pension Account)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p style=\"font-size:18px\">                (a) Employer Contribution \u2013 Section 80 CCD (1) is allowed to an individual who makes deposits to his\/her pension account. The maximum deduction allowed is 10% of salary (in case the taxpayer is an employee) or 20 % of gross total income (in case the taxpayer is self-employed) or Rs 1,50,000 whichever is less.<\/p>\n\n\n\n<p style=\"font-size:18px\">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (b) Deduction for Self Contribution to NPS \u2013 Section 80 CCD (1B) \u2013 A new section 80 CCO (1B) has been introduced for an additional deduction of upto Rs 50,000 for the amount deposited by a taxpayer to their NPS account contribution to Atal Pension Yojana are also eligible.<\/p>\n\n\n\n<p style=\"font-size:18px\">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (c) Employers Contribution to NPS \u2013 Section 80 CCD (2) &#8211; Additional deduction is allowed for employer contribution to employee\u2019s pension account of up to 10 % of the salary of the employee. There is no monetary ceiling on this deduction.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-medium-font-size\"><span class=\"ez-toc-section\" id=\"4_Section_80_TTA_Deduction_from_Gross_Total_Income_for_Interest_on_Saving_Bank_Account\"><\/span>4.  Section 80 TTA (Deduction from Gross Total Income for Interest on Saving Bank Account)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p style=\"font-size:18px\">A deduction of a maximum Rs 10,000 can be claimed against interest income from a savings bank account. Interest from savings bank account should be first included in other income and deduction can be claimed of the total interest earned or Rs 10,000 whichever is less. This deduction is allowed to an individual or an HUF. It can be claimed for interest on deposits in savings account with a bank, co-operative society, or post office. Section 80 TTA deduction is not available on interest income from fixed deposits, recurring deposits or interest income from corporate bonds.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-medium-font-size\"><span class=\"ez-toc-section\" id=\"5_Section_80_GG_Deduction_from_Home_Rent_Paid_where_HRA_is_not_received\"><\/span>5.  Section 80 GG (Deduction from Home Rent Paid where HRA is not received)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p style=\"font-size:18px\">       a) This deduction is available for rent paid when HRA is not received. The taxpayer, spouse or minor child should not own residential accommodation at the place of employment.<\/p>\n\n\n\n<p style=\"font-size:18px\">       b) The taxpayer should not have self-occupied residential property in any other place.<\/p>\n\n\n\n<p style=\"font-size:18px\">      c) The taxpayer must be living on rent and paying rent.<\/p>\n\n\n\n<p style=\"font-size:18px\">      d) The deduction is available to all individual<\/p>\n\n\n\n<p style=\"font-size:18px\">Deduction available is the least of the following:-<\/p>\n\n\n\n<p style=\"font-size:18px\">                   a) Rent paid minus 10% of adjusted total income<\/p>\n\n\n\n<p style=\"font-size:18px\">                   b) Rs 5000\/per month<\/p>\n\n\n\n<p style=\"font-size:18px\">                   c) 25% of adjusted total income<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-medium-font-size\"><span class=\"ez-toc-section\" id=\"6_Section_80_E_Deduction_for_Interest_on_Education_Loan_for_Higher_Studies\"><\/span>6. Section 80 E (Deduction for Interest on Education Loan for Higher Studies)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p style=\"font-size:18px\">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; A deduction is allowed to an individual for interest on loan taken for pursuing higher education. This loan may have been taken for the taxpayer, spouse or children or for a student for whom the taxpayer is a legal guardian. The deduction is available for a maximum of 08 years (beginning the year in which the interest starts getting repaid) or till the entire interest is repaid) whichever is earlier. There is no restriction on the amount that can be claimed.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-medium-font-size\"><span class=\"ez-toc-section\" id=\"7_Section_80_D_Deduction_for_the_premium_paid_for_Medical_Insurance\"><\/span>7. Section 80 D (Deduction for the premium paid for Medical Insurance)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p style=\"font-size:18px\">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Deduction under this section is available to an individual or a HUF.&nbsp; A deduction of RS. 25000 can be claimed for insurance of self, spouse and dependent children. An additional deduction for insurance of parents is available to the extent of Rs. 25000 if they are less than 60 years of age or Rs 50,000 if parents are more than 60 years of age. In case, a taxpayers age and parent age is 60 years or above the maximum deduction available under this section is to the extent of Rs. 1,00,000.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-medium-font-size\"><span class=\"ez-toc-section\" id=\"8_Section_80DD_Deduction_for_Rehabilitation_of_Handicapped_Dependent_Relative\"><\/span>8. Section 80DD (Deduction for Rehabilitation of Handicapped Dependent Relative)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p style=\"font-size:18px\">This deducting is available to a resident individual or a HUF and is available on<\/p>\n\n\n\n<p style=\"font-size:18px\">        a) Expenditure incurred on medical treatment (individual nursing) training and rehabilitation of handicapped dependent relative.<\/p>\n\n\n\n<p style=\"font-size:18px\">       b) Payment or deposit to specified scheme for maintenance of dependent handicapped relative<\/p>\n\n\n\n<p style=\"font-size:18px\">         I) Where disability is 40% or more but less than 80% &#8211; fixed deduction of Rs 75,000.<\/p>\n\n\n\n<p style=\"font-size:18px\">         II) Were there\u2019s is severe disability (80% or more) \u2013 fixed deduction of Rs. 1,25,000.<\/p>\n\n\n\n<p style=\"font-size:18px\">To claim this deduction a certificate of disability is required from prescribed medical authority.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-medium-font-size\"><span class=\"ez-toc-section\" id=\"9_Section_80_DDB_Deduction_for_Medical_Expenditure_on_Self_or_Dependent_Relative\"><\/span>9. Section 80 DDB (Deduction for Medical Expenditure on Self or Dependent Relative)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p style=\"font-size:18px\">          This deduction is available to resident individual or&nbsp; a HUF. The deduction that can be claimed is Rs. 40,000. Such deduction, for an individual is available in respect of any expenses incurred towards treatment of certain specified medical diseases or ailments for himself or any of this dependents . In case the individual on behalf of whom such expenses are incurred is a senior citizen, a deduction upto Rs 1 Lacs can be claimed by the individual.<\/p>\n\n\n\n<p style=\"font-size:18px\">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Also remember that you need to get a prescription for such medical treatment from the concerned specialist in order to be able to claim such deduction.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-medium-font-size\"><span class=\"ez-toc-section\" id=\"10_Section_80_U_Deduction_for_person_suffering_from_physical_disability\"><\/span>10. Section 80 U (Deduction for person suffering from physical disability)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p style=\"font-size:18px\">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; A deduction of Rs 75,000 is available to a resident individual who suffers from physical disability (including blindness) or mental retardation. In case of severe disability deduction of Rs 1,25,000 can be claimed.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-medium-font-size\"><span class=\"ez-toc-section\" id=\"11_Section_80_G_Deduction_for_donations_towards_Social_Causes\"><\/span>11. Section 80 G (Deduction for donations towards Social Causes)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p style=\"font-size:18px\">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; The various donations specified in section under 80 G are eligible for deduction upto either 100% or 50% with or without restrictions as provided in section 80 G. From FY 17-18 any donations made in cash exceeding Rs 2000 will not be allowed as deductions.<\/p>\n\n\n\n<p style=\"font-size:18px\">          a) Donations with 100 % deduction without any qualifying limit<\/p>\n\n\n\n<p style=\"font-size:18px\">                    i) PM National Relief Fund<\/p>\n\n\n\n<p style=\"font-size:18px\">                    ii) National defence fund<\/p>\n\n\n\n<p style=\"font-size:18px\">                    iii) National Foundation for Communal Harmony<\/p>\n\n\n\n<p style=\"font-size:18px\">                    iv) Zila Saksharta Samiti Under Collector<\/p>\n\n\n\n<p style=\"font-size:18px\">                    v) National Blood Transfusion Council<\/p>\n\n\n\n<p style=\"font-size:18px\">                    vi) National Sports Fund<\/p>\n\n\n\n<p style=\"font-size:18px\">                    vii) National Cultural Fund<\/p>\n\n\n\n<p style=\"font-size:18px\">                    viii) Clean Ganga Fund<\/p>\n\n\n\n<p style=\"font-size:18px\">                    ix) Swachh Bharat Kosh<\/p>\n\n\n\n<p style=\"font-size:18px\">        b) Donations with 50% deduction<\/p>\n\n\n\n<p style=\"font-size:18px\">                    i) PM Drought Relief Fund<\/p>\n\n\n\n<p style=\"font-size:18px\">                    ii) Indira Gandhi Memorial Trust<\/p>\n\n\n\n<p style=\"font-size:18px\">                    iii) The Rajiv Gandhi Foundation Trust<\/p>\n\n\n\n<p style=\"font-size:18px\">                    iv) Jawaharlal Nehru Memorial Fund<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-medium-font-size\"><span class=\"ez-toc-section\" id=\"12_Section_80_GGC_Deduction_on_Contribution_given_by_any_person_to_Political_Parties\"><\/span>12. Section 80 GGC (Deduction on Contribution given by any person to Political Parties)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p style=\"font-size:18px\">      &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Deduction under this section is allowed to a taxpayer except for a company, local authority and an artificial juridical person wholly or partly funded by the government for any amount contributed to any political party or an electoral trust. The deduction is allowed for contribution done by any way other than cash.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-medium-font-size\"><span class=\"ez-toc-section\" id=\"13_Section_80_RRB_Deduction_with_respect_to_any_income_by_way_of_Royalty_of_a_Patent\"><\/span>13. Section 80 RRB (Deduction with respect to any income by way of Royalty of a Patent)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p style=\"font-size:18px\">  &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Deduction for any income by way of royality for a patent registered on or after 01.04.2003 under the patents Act 1970 shall be available upto Rs 3 lacs or the income received whichever is less. The Taxpayer must be an individual resident of India who is a patenter. The taxpayer must be an individual resident of India who is a patenter. The taxpayer must furnish a certificate in the prescribed form duty signed by the prescribed authority.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-medium-font-size\"><span class=\"ez-toc-section\" id=\"14_Section_80_TTB_Deduction_of_Interest_on_Deposits_for_Senior_Citizens\"><\/span>14. Section 80 TTB (Deduction of Interest on Deposits for Senior Citizens)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p style=\"font-size:18px\">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; A new section 80 TTB has been inserted vide Budget 2018&nbsp; wherein, a deduction is respect of interest income from the deposits held by senior citizens will be allowed as a deduction from the total income. The limit for this deduction is Rs. 50,000. whichever is less. The Taxpayer must be an individual resident of India who is a patenter. The taxpayer must be an individual resident of India who is a patenter. The taxpayer must furnish a certificate in the prescribed form duty signed by the prescribed authority.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"To_File_ITR_For_Defence_Personnel_Below_is_the_Link\"><\/span>To File ITR For Defence Personnel Below is the Link:<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.loan4fauji.com\/file-itr\" target=\"_blank\" rel=\"noreferrer noopener\"><strong><em>ITR For Defence Personnel<\/em><\/strong><\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"To_File_ITR_For_Defence_Personnel_%E2%80%93_Whatsapp_Us_Below\"><\/span>To File ITR For Defence Personnel &#8211; Whatsapp Us Below:<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/wa.me\/918888672632\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Whatsapp Us<\/a><\/div>\n<\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"To_File_ITR_For_Defence_Personnel_%E2%80%93_The_Following_is_the_Link_for_ITR_Official_Website\"><\/span>To File ITR For Defence Personnel &#8211; The Following is the Link for ITR Official Website:-<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.incometax.gov.in\/iec\/foportal\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\"><strong><em>ITR Website<\/em><\/strong><\/a><\/div>\n<\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"ITR_For_Defence_Personnel_%E2%80%93_Frequently_Asked_Questions_FAQs\"><\/span>ITR For Defence Personnel &#8211; Frequently Asked Questions (FAQs)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1679758432561\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><span class=\"ez-toc-section\" id=\"Defence_personnel_ke_liye_ITR_file_karna_zaroori_hai\"><\/span>Defence personnel ke liye ITR file karna zaroori hai?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Haan, agar aap taxable income ke criteria ko fulfill karte hai toh aapko apna ITR file karna zaroori hai.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1679763372408\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><span class=\"ez-toc-section\" id=\"ITR_file_karne_ke_liye_kya_documents_ki_zaroorat_hai\"><\/span>ITR file karne ke liye kya documents ki zaroorat hai?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Aapke paas PAN Card, Form 16, Form 26AS, bank statements, investment proof, aur anya necessary documents ki zaroorat hogi.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1679763383520\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><span class=\"ez-toc-section\" id=\"Defence_personnel_ke_liye_ITR_file_karne_ka_process_kya_hai\"><\/span>Defence personnel ke liye ITR file karne ka process kya hai?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>ITR file karne ke liye aapko Income Tax Department ki official website par jana hoga aur wahan diye gaye instructions ko follow karna hoga.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1679763400617\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><span class=\"ez-toc-section\" id=\"Defence_personnel_ke_liye_ITR_file_karne_se_kya_fayda_hai\"><\/span>Defence personnel ke liye ITR file karne se kya fayda hai?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>ITR file karne se aap apna tax return claim kar sakte hai, apni financial position ka proof provide kar sakte hai, aur future mein loan aur credit card application ke liye easily eligible ho sakte hai.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1679763422074\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><span class=\"ez-toc-section\" id=\"Defence_personnel_ke_liye_ITR_file_karne_mein_koi_special_concessions_hote_hai\"><\/span>Defence personnel ke liye ITR file karne mein koi special concessions hote hai?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Nahi, income tax rules for defence personnel are the same as for civilians.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"ITR_For_Defence_Personnel_Video\"><\/span>ITR For Defence Personnel: Video<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-embed aligncenter is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe loading=\"lazy\" title=\"ITR Filing for Army, Navy, Airforce &amp; Para-military Personel |  Army Personal ITR Filing | ITR\" width=\"1200\" height=\"675\" src=\"https:\/\/www.youtube.com\/embed\/XHzLvdWp_vs?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" allowfullscreen><\/iframe>\n<\/div><figcaption class=\"wp-element-caption\"><strong><em>ITR For Defence Personnel<\/em><\/strong><\/figcaption><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>ITR For Defence Personnel &#8211; We Loan4fauji.com provides Income Tax Return (ITR) filing services for all Defence Personnel i.e. (Indian &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"ITR For Defence Personnel\" class=\"read-more button\" href=\"https:\/\/www.loan4fauji.com\/blog\/itr-for-defence-personnel\/#more-35\" aria-label=\"More on ITR For Defence Personnel\">Read more<\/a><\/p>\n","protected":false},"author":1,"featured_media":1121,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_joinchat":[],"footnotes":""},"categories":[12],"tags":[],"class_list":["post-35","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-itr-for-defence-personnel-exservicemen","resize-featured-image"],"_links":{"self":[{"href":"https:\/\/www.loan4fauji.com\/blog\/wp-json\/wp\/v2\/posts\/35","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.loan4fauji.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.loan4fauji.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.loan4fauji.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.loan4fauji.com\/blog\/wp-json\/wp\/v2\/comments?post=35"}],"version-history":[{"count":8,"href":"https:\/\/www.loan4fauji.com\/blog\/wp-json\/wp\/v2\/posts\/35\/revisions"}],"predecessor-version":[{"id":1894,"href":"https:\/\/www.loan4fauji.com\/blog\/wp-json\/wp\/v2\/posts\/35\/revisions\/1894"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.loan4fauji.com\/blog\/wp-json\/wp\/v2\/media\/1121"}],"wp:attachment":[{"href":"https:\/\/www.loan4fauji.com\/blog\/wp-json\/wp\/v2\/media?parent=35"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.loan4fauji.com\/blog\/wp-json\/wp\/v2\/categories?post=35"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.loan4fauji.com\/blog\/wp-json\/wp\/v2\/tags?post=35"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}