HDFC Bank Home Loan for Defence Personnel

HDFC Bank Home Loan for Defence Personnel
HDFC Bank Home Loan for Defence Personnel

To fulfill the dream of owning a house of every Defence personnel, HDFC Bank presents HDFC Arya Home Loan scheme which offers the lowest interest rate on Home Loan considering the falling property prices, stamp duty cuts by the government, historic low-interest rates, it’s the best time to purchase a house for yourself and your family. is the best platform to avail HDFC Home Loan for Defence personnel

          In this article, we will cover everything about HDFC Arya Home Loan Scheme which is specially designed for Defence Personnel (i.e. Indian Army, Indian Navy, and Indian Airforce) & Central Government employees.

HDFC Arya Home Loans

Features and Benefits of HFDC Home Loan for Defence Personnel

  • Lowest interest rate among all the top banks providing Home Loans
  • Zero Pre-payment charges
  • No hidden charges
  • Lowest processing fees – Flat 2500 Rs + Taxes
  • Quick and easy processing of loans
  • Increased repayment tenure up to 65 yrs of age
  • Door-step Services
  • Customised Quotes according to the needs of the customers
  • Tailor-made easy EMI Options – Apart from the regular EMI Scheme, HDFC has step flip and other payment plans for the customer to choose from

HFDC Home Loan Interest Rate for Defence Personnel

The HDFC Bank is the biggest bank among all the private sector banks in terms of loan disbursement, number of branches in Pan India as well as market capitalization. It has come with the best offer for its home loan borrowers

          Under the offer, customers can get the Home Loan at an interest rate of as low as 6.70 % per annum if they apply for it on or before Mar 31, 2021, and getting disbursement on or before 15th April 2021 whereas the maximum rate of interest will not beyond 7.20 %.

This offer is applicable irrespective of the loan amount. All you need to have a credit score of 800 & above as well as having a loan to value ratio <=80 as per the technical evaluation of the property.

Let see the HDFC Home Loan interest rates of different types of Home Loan and its offers to customers:-

Type of HDFC Home LoanInterest Rates
HDFC Home Loan Floating6.70 – 6.90 %
HDFC Home Extension Loan6.70 – 6.90 %
HDFC Home Improvement Loan6.70 – 6.90 %
HDFC Plot Loan Floating6.95 – 7.45 %
HDFC Rural Housing Finance Floating6.95 – 8.70 %

Documents required for HDFC Home Loan for Defence Personnel:-

  • Completely filled Loan application Form
  • 2 Passport size photo
  • ITR of last 2 yrs
  • To Whomsoever it may concern/ Service Certificate
  • Proof of Identity – PAN/Passport/Driver’s License/Voter ID card
  • Proof of Residence – Electricity Bill/ Water Bill/Aadhar Card/Quarter allotment letter.
  • Income Documents –  Latest 03 months salary slip, Form 16 for 02 yrs, Latest 06 months Bank Statements.
  • Property Documents – Occupancy Certificate, Ready to move, and Approved Plan copy, Sales Deed, Latest Property tax receipt, Conveyance deed, Allotment letter, and Possession Letter.
  • If having the previous loan from other banks then loan Account statements of last 1 year
  • KYC Documents of Co-applicant (Non-Salaried)

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