SBI Shaurya Home Loan Scheme
SBI Shaurya Home Loan scheme is specially made only for Defence personnel which includes individuals working in Army , Navy & Air force. It will have lower interest rates & other added benefits which only will be provided to defence personnel.
HDFC Arya Home Loan scheme
HDFC Arya Home Loan scheme is offered to Central Govt. , State Govt. , Defence Personnel which includes individuals working in Army, Navy & Air force & Paramilitary Personnel which includes individuals working in CISF, CRPF, BSF, ITBP, NSG etc. It offers lowest interest rate on Home loan & many other advantages like lowest processing fees , zero prepayment charges , interest concession for women borrowers, maximum loan tenure etc. It also offers customized loans for specific customers according to their needs requirements.
| Particulars | HDFC Arya Home Loan Scheme | SBI Shaurya Home Loan scheme |
| Interest Rate | 6.70 % – 7.40% | 6.70 % – 7.40% |
| Processing fees | Flat Rs 2500+ Taxes | NIL |
| Loan Tenure | 30 Years | 30 Years |
| Max Loan Amount | Rs. 5 Cr. | Rs. 7 Cr. |
| Age | 21 – 65 years | 18-65 Years |
| Pre Payment Charges | NIL | NIL |
| Lowest EMI/ Lakh | Rs. 645/ lakh | Rs. 645/ lakh |
| Doorstep Service | Yes | No |
If we analyze above chart then we can see that there is not much difference between HDFC Arya Home loan scheme & SBI Shaurya Home Loan scheme both offer loans to Defence personnel. The only one think we can observe in SBI Shaurya Home Loan is offering Nil processing fees whereas HDFC Arya Home loan scheme is offering flat Rs. 2500 processing fees but according to various customer reviews, HDFC provides most hassle free services like all documentation can be done at your doorstep, customized loans according to your needs, quick & easy processing of documents etc. The HDFC Bank is most customer friendly & service oriented Bank according to various surveys.
To avail any type of home loan you just need to visit our website www.loan4fauji.com & fill the contact details. Our customer care executive will call you & do all documentation on your behalf free of cost without you going outside. It’s a complete doorstep service wherein bank executive with all documentation visit your house & get all formalities of home loan done, you don’t have to visit branch by branch for loan.