Comparison of SBI Shaurya Home Loan & HDFC Arya Home Loan Scheme for Defence Personnel

SBI Shaurya Home Loan Scheme

SBI Shaurya Home Loan scheme is specially made only for Defence personnel which includes individuals working in Army , Navy & Air force. It will have lower interest rates & other added benefits which only will be provided to defence personnel.

HDFC Arya Home Loan scheme

HDFC Arya Home Loan scheme is  offered to Central Govt. , State Govt. , Defence Personnel which includes individuals working in Army, Navy & Air force & Paramilitary Personnel which includes individuals working in CISF, CRPF, BSF, ITBP, NSG etc. It offers lowest interest rate on Home loan & many other advantages like lowest processing fees , zero prepayment charges , interest concession for women borrowers, maximum loan tenure etc. It also offers customized  loans for specific customers according to their needs requirements.

ParticularsHDFC Arya Home Loan SchemeSBI Shaurya Home Loan scheme  
Interest Rate6.70 % –  7.40%6.70 % –  7.40%  
Processing feesFlat Rs 2500+ TaxesNIL  
Loan Tenure30 Years30 Years  
Max Loan AmountRs. 5 Cr.Rs. 7 Cr.  
Age21 – 65 years18-65 Years  
Pre Payment ChargesNILNIL  
Lowest EMI/ LakhRs. 645/ lakhRs. 645/ lakh  
Doorstep ServiceYesNo  

            If we analyze above chart then we can see that there is not much difference between HDFC Arya Home loan scheme & SBI Shaurya Home Loan scheme both offer loans to Defence personnel. The only one think we can observe in SBI Shaurya Home Loan is offering Nil processing fees whereas HDFC Arya Home loan scheme is offering  flat Rs. 2500 processing fees but according to various customer reviews, HDFC provides most hassle free services like all documentation can be done at your doorstep, customized loans according to your needs, quick & easy processing of documents etc. The HDFC Bank is most customer friendly & service oriented Bank according to various surveys.

           To avail any type of home loan you just need to visit our website & fill the contact details. Our customer care executive will call you & do all documentation on your behalf free of cost without you going outside. It’s a complete doorstep service wherein bank executive with all documentation visit your house & get all formalities of home loan done, you don’t have to visit branch by branch for loan.

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